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Email: info@kenorah.com

 

#105 – 23160 96th Avenue

PO BOX 990
Fort Langley, BC V1M 2S3
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April 17, 2019  |  by Jake Kostelyk

Insurance - providing peace of mind during your Renovation or New Home Build

When planning your upcoming home renovation or new build project, there are so many decisions to make and plans to put in place that it would be easy for one  of the most important aspects to be overlooked: INSURANCE. As boring as the subject may be to some, having the right insurance coverage in place will ensure you can sleep well, with peace of mind throughout the duration of your project. 

We’ll try to simplify things to make the different types of insurance policies a bit more clear.

WHAT YOUR CONTRACTOR PROVIDES

As your contractor, we provide two main types of protection/coverage. The first one, and the big one, is our “Commercial General Liability” Insurance. This is a policy that any licenced and reputable contractor will have. It covers the contractors liability arising from completing your project. It protects the contractor from many things including injury, mishaps,  etc. 

Additionally, your contractor will also provide “Worksafe BC” coverage. Worksafe BC covers the safety of all construction related workers on site, both contractor and subtrades, and is legally required. 

So, with the jobsite AND workers covered, you’re totally protected, right? Sorry, not quite. 

WHAT YOU, THE HOMEOWNER, PROVIDE

You, as the homeowner, still have liabilities arising from your project. You’ll need to ensure you have 2 types of coverage to protect yourselves and your home during your project. The first is Homeowner Insurance. If you own a home, you almost definitely have this in place already. It covers mainly your liability, the existing structure (any area that’s not new or being renovated), etc.  So with this in place, you MUST be fully covered, right? 

Almost there, but not quite there yet. 

The VAST majority of standard home insurance policies do not cover the renovation/build project itself, and a contractors Commercial Liability Coverage only covers the contractors risk. This gap needs to be covered to give you complete protection from risks arising from your renovation or build.  To cover this, you’ll need a Course of Construction insurance policy. This policy is a property insurance policy for the specific risks of building and renovating. For example, if in the middle of a renovation, your home is vandalized one night, materials stolen, and completed work ruined, this Course of Construction insurance policy provides the coverage to rectify this. This is one example of many of a need for a “construction specific property insurance” policy to protect you. 

So, in summary, there are 4 “layers” to provide protection when renovating or building a home. The Contractor is responsible to provide a Commercial General Liability policy as well as Worksafe BC coverage. You, as the homeowner, should have a valid Home Insurance policy, as well as a Course of Construction policy. 

As you move towards figuring out the details of your upcoming project, remember to ensure your contactor has Commercial and Workers Coverage, and ensure you speak with your insurance provider about your upcoming project, provide them the dates, details and scope of work, and ensure you’re properly insured. With this taken care of ahead of time, you will have one less thing to think about during your project! 

 

Here at Kenorah, we will guide you through the entire renovating process, from the first steps of the design journey to the little (but very important details) like ensuring you have proper insurance process during the construction phase, resulting in an enjoyable construction project with peace of mind through the process!

March 27, 2019  |  by Rachel

Meet the Project Managers: Mike Enns!

A few years ago, we did a feature on our designers here at Kenorah, and we decided it was time for you all to meet our Project Managers (or PMs as we call them)! They are the ones who keep everything running smoothly on our job sites and their job is to: "Guide our clients through their Design/Build Renovation and Custom Home projects, providing expertise and leadership in Project Management, from the beginning of the design phase through budgeting and planning, to construction completion."

First, we wanted to introduce you to Mike. We took the opportunity to visit him on site at one of our in-progress custom built homes and ask some questions.

1. What does a typical work day look like for you?

My typical work day ALWAYS starts off with a coffee, that is the only typical thing that happens in my day…After my coffee, some days you will find me at the office replying to client emails, requesting quotes from trades, building client budgets and schedules. Other days you will find me on job sites ensuring quality work and schedules are being met. And if you're there on the right day, you will catch me with my tool belt on helping our guys get the job done.

2. What is your favorite part of a project?

Honestly, my favorite part of the project is when the project is completed and the keys get handed back to a happy client. But if I had to pick a part of the construction process that is my favorite, I would have to say after the insulation inspection has passed because following that inspection all the finishing starts.

3. Can you explain the process of communication between yourself, homeowner and the designers?

We all use Basecamp to communicate as it keeps the information connected between Client, the Designers and Project Managers, but I enjoy having some direct and more personal communications with the clients by phone and texting as well as site discussions to help keep things more personal than just emails back and forth.

4. What is the funniest, or strangest thing you've found in a home you were renovating?

I have seen a very wide range of funny and strange items in my many years of construction, from 1960’s magazines hidden in an attic, massive bee hives consuming entire wall cavities, to a long lost pet found in a crawlspace. The strangest thing is not what I have seen so far, it’s what I haven’t uncovered yet...to this day I have not found any long lost pirate treasure, but I will keep looking!


Thanks for sharing Mike, it was great learning more about the work you do for Kenorah!

February 20, 2019  |  by David Kostelyk

Spring Landscape & Home Maintenance Tips

With Spring right around the corner, we want to provide some direction to help you 'de-winterize' your house as well as spruce up your lawn and gardens so you can enjoy your outdoor space again as the weather warms up! These suggestions have the dual purpose of both aesthetic and functional benefits to keep the exterior of your house looking beautiful, and preventative maintenance can help avoid some long-term potential problems! 

 

If you live in the Lower Mainland it's important to manage how our weather impacts our homes, particularly when it comes to water. While the amount of rain we receive here keeps everything green, when it's not managed correctly, water can negatively impact everything from our foundation, to our roof, lawns and more.

 

HOME 


Gutters & Downpipes - Ensure down-pipes and splash-pads, all drain away from walls and foundation or into downpipes specifically designed to bring water away from your foundation. Also, clean gutters to remove leaves and debris.
Roof - Clean debris, inspect for lose shingles, inspect vents.
Hoses - Hook up hoses and turn exterior facets that have been winterized back on.
Debris Build-up- Check around the house to make sure that you don’t have debris such as leaves or soil pushed up against the side of your home. You want to have a 6” gap between the bottom of the siding and the garden bed.
 

LAWN


Moss - Lime for moss. You may also want to dethatch as well.
Fertilize - Fertilize as desired to help maintain soil and lawn health.
Top-dress - Sand and top-dress with organic soil to help even out your lawn surface, among other benefits.
Over-seed - Over-seeding your lawn will help it grow thick.

 

Everyone has a different lawn. Major impacts such as drainage, sunlight, type of gras and, acidity of soil dictate what your lawn needs to stay healthy. Understanding what your soil is composed of will help you provide what your lawn needs.

 

GARDENS


Mulch - Mulch gardens as desired, typically a minimum of four inches is needed to keep the weeds managed. With this amount of soil you might have to get clever as you don’t want to cover the trunks of any shrubs, flowers, or trees. Covering plants stems with mulch of soil can choke them out.
Bugs - Check for invasive bugs. There are many types of nasty critters out there that can do substantial damage to your gardens health. If you see larva or odd colored mucus on plants be sure to consult an expert. You don’t want nasty critters to spread to your neighbour's property. Try misting the infected area with soapy water, this is usually a safe “step 1” in getting rid of invasive species.
Pruning - Trees and Shrubs benefit from a regular pruning and it's important to ensure that they are not too close to your home. This will also help minimize leaves and needles landing on your roof.

Planting - Around Mother's Day is the best time to plant annuals, prep your garden beds and give your  lawn a boost. The fall is also another great time to invest time and energy into the lawn and time to plant spring bulbs.

 

 

While not everyone is game to tackle all of the above items, you can always hire professionals to help with some or all of your spring clean-up, lawn prep, pruning, etc. Regular home and yard maintenance, while tedious at times, are beneficial and can do everything from increasing curb appeal, minimizing the aging of your home, reduce long-term expenses and will help maintain the value of your home.
 

 

November 28, 2018  |  by Shawn Moran from Graytek

Home Theatre Considerations

Another thank you to Shawn from Graytek for this guest blog post and the excellent information he has provided on planning for your home theatre! If you haven't already, be sure to check out his first guest post: 3 Expert Tips to Plan Your Smart Home.

 

Home theatre rooms, whether they are a dedicated space, or a system in your family room are a great way to entertain guests, host events or just get the family together. There is so much out there in terms of brands, price points and approaches to creating a theatre room. 

One of the top questions we get is: Projector or a large flat panel display?

Projectors are going to give you the biggest image possible, and with a good screen can also give you an amazing picture that will rival any flat panel TV. What you want to consider is ambient light, and if you are going to be using your theatre with a lot of light in the room. If you have big windows and a lot of natural light, go flat panel TV, natural light will wash out a home cinema projectors image a lot more than a flat panel TV, affecting image brightness, colour accuracy and contrast.  If you have controlled light, and plan on viewing movies with some lights on, you can still go with a projector, provided it has a decent lumen rating (brightness).

The 3 other main items to consider when building and budgeting for a home theatre room are: 

1. Performance:   Consider both great picture and equally as important, great sound quality. You need both for the movie to be impactful, not one over the other.

2. Comfort:  Consider good seating, something that doesn’t exhaust you after 15 min, seating that can accommodate a drink or food tray. Factor in room temperature and climate control for this room.

3. Ease of use:  One held remote control to operate the theatre with easy to read buttons and back lit buttons.

If you haven’t considered and/or budgeted for these 3 items, chances are your theatre won’t be used much. 

Typically, when I hear about a theatre never being used, or disappointment on how it turned out, it’s always because one or more of these items were not put into consideration. No one wants to sit in a room that gets to stuffy and hot.  No one wants to sit on uncomfortable seating that may be positioned wrong in the room. No one wants to juggle 6 different remotes, remember all the steps that need to be taken just to watch a movie!

A lot of people will focus on the performance aspect and only budget for that, which is a major part of the Theatre experience as a whole, but not the only item that needs to be considered. Considering all 3 main factors will mean your theatre experience will be much more enjoyable!

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